Personal Ledger
Tools, guides and a weekly briefing built around how money actually works in Britain. PAYE, tax codes, pensions, property, the lot.
The Store
Built for the UK system specifically. Each one solves one problem properly, not a dashboard of everything at once.
Every core Personal Ledger tool in one bundle. Payslips, spending, tax reference, and property, together.
The complete guide to how UK money actually works, built around the real system, not a translated framework.
Runs every real cost a rent to rent pitch leaves out, voids, licensing, maintenance, before you sign anything.
Every deduction on your payslip, checked line by line against what you should actually be paying.
What we cover
Tax codes · deductions · take home pay
Sixteen lines to explain where your money went. We read all of them, then check the arithmetic actually adds up.
Income tax · NI · allowances
Everyone's favourite annual surprise, explained before it surprises you.
Contributions · relief · auto enrolment
Future you would like a word about the paperwork.
Plans · thresholds · repayment
Not quite a loan. Not quite not a loan.
Rent to rent · mortgages · returns
The numbers most pitches leave out of the pitch.
The Journal
Tax codes, National Insurance, pensions, student loans, property. One useful piece of UK money clarity, every Tuesday, straight from the source.
Every threshold on one page. Income tax, NI, student loans, ISAs, pensions. Updated every April.
One piece of UK money clarity, plus first sight of new tools before they hit the store.
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Tools built for UK money, and a journal that explains what's changing.